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Mastercard Incorporated Principal Software Development Engineer for Open Banking, Smart Routing R-120873 in O'Fallon, Missouri

Our PurposeWe work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate aculture of inclusionfor all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team one that makes better decisions, drives innovation and delivers better business results.Job TitlePrincipal Software Development Engineer for Open Banking, Smart RoutingJob Description: Principal Software Engineer for Open Banking, Smart Routing ArchitectureWho is Mastercard?Mastercard is a global technology company. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making payment and data transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.OverviewOpen Banking is a worldwide phenomenon, gathering pace over the recent years and set to transform many aspects of retail financial services (as well as many adjacent industries). There are a number of markets already live with various forms of open banking offerings (e.g. EEA markets thanks to PSD2, or US owing to long-standing market driven initiatives). In most other markets, open banking is at earlier stages of development, yet already seeing plenty of attention from established players as well as new entrants.Mastercard has built an initial suite of Open Banking Solutions and are now in the process of bringing them to market, commercialising and enhancing them, predominantly to date in Europe. See www.mastercard.com/openbanking. Over the last few years we have established a large, cross-functional team that is focusing on product design and delivery.Role is expected to require some travel to customer engagements, events etc. (RoleYou will: Lead the design and development for multi-rail payment systems Work with decision management platforms to provide deep insights on best fit rail selection Integrate as a solution provider to multiple consumer-facing platforms IT-wide and external public speaking and other communications conveying domain level directions Research and evaluate tools and acquisition opportunities to support cross-domain needs; Infrequent code development in this context Provides technical leadership to projects and new initiatives including architecting and creating a high level design, working with other technical leaders to drive out the detailed design and implementation. Provides input into performance appraisal process for department employees and helps identify top technical talentAll About YouSkills and experience required for this role are: Architect level experience with Java Ecosystem Experience in banking, payments or FinTech sectors. Successful B2B product development and/or management experience Expert in API design and implementation, Microservice Design Engaging with customers and vendors both internal and external Plan and manage a group of related technology projects or activities in a coordinated way from inception through successful delivery Deep understanding of the design approaches and technologies utilized in your area Focus on the customer experience, the build and delivery processes and the problems to be solved Responsible for

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